Before You Buy Your First Home - Tips for 1st Time Home Buyers
It is not uncommon for first-time home buyers to feel that the home buying process starting with the decision to buy a home till the point they are in escrow happens really fast. Here's what 1st time home buyers can expect from their home shopping experience.

 Finding the perfect house for yourself
It is common for home buyers to look for around 6 months or more before finding a house or condo that they like enough to buy it. It may take even longer if listings are in short supply. If, however, a buyer finds a house that he likes fairly early, certain doubts step into the buyer's mind.

 Lock-in
Lock-in refers to a written agreement guaranteeing a home buyer a specific interest rate on a home loan provided that the loan is closed within a certain period of time.

 Overages
Overages are the difference between the lowest available price and any higher price that the home buyer agrees to pay for the loan.

 Mortgage Options for First-Time Home Buyers
While the large number of mortgage and loan types gives consumers a lot of choice, at the same time it intimidates first-time home buyers who find the task of choosing the right mortgage quite daunting. However, finding the right mortgage for yourself and and applying for it is not as complicated as it seems.

 Financial Tools and Calculators
A collection of various financial tools and calculators.